deutsche Version 中文
Jan 062015
 
  • 为什么要在Postbank开户?
  • 因为开通转账账户程序简单方便,开通之后你可以使用在线银行、电话银行,可以在全德国1100个Postbank分行(大部分邮局都有Postbank网点)、4500个Postbank合作伙伴Cash Group (Commerzbank, Deutsche Bank, HypoVereinsbank etc.)银行以及9000多个提款机上免费取款,
  • 低手续费快速地向国内汇款(2500欧以下,一般收 6.5欧; 2500到12500欧,一般收11.5欧,正常情况下2到3个工作日就可以到账)。
  • VISA信用卡终身免年费
  • 全球接受VISA卡ATM机免费提欧元现金(提取非欧元币种手续费1.85 % )
  • 在Shell加油站加油可以享受每升油1 Cent的优惠
  • 免费转账账户GiroKonto(前提:非学生身份人群必须设置成工资账户(Gehalts-/Rentenkonto));学生不需要设置成工资账户,提供学生身份证明可以免掉管理费
  • 免费网上银行和免费电话银行+iPad App

点击下图进入奖励Nokia Lumia 630手机的开户申请页面:
Postbank Giro plus - Kampagne 180x150

开通Girokonto Plus(转账账户)的同时还可以开通Kreditkarte(信用卡账户)和Tagesgeldkonto(活期账户) – 信用卡终身免年费。如果不需要信用卡和活期账户也可以选择不开通。

  • 如何得到Nokia Lumia 630手机的开户奖励?
  • 必须在最近6个月内没有持有Postbank账户,之前开户没有成功或者没有完成身份验证的的可以继续申请
  • 开户人的年龄必须22岁以上
  • 只适用于新用户开户,就是过去三年非Postbank用户的新人开户才可以
  • 网上开户之后,到邮局做身份认证,同时把材料寄到Postbank指定地址
  • 赠品Nokia Lumia 630手机将于2015年2月23日开始向大家陆续发放
  • 这个账户是否完全免费?
  • 注意是的,但是要求你必须将账户设置成你的工资账户,每个月不限制转入金额,完全免管理费费。如果是22岁以上的学生,没有工资入账也是完全免费的转账账户+信用卡账户
  • VISA信用卡首年免费,第二年开始每年22欧年费(26岁以下的每年5欧年费);如果你年满18岁,同时开通VISA信用卡的Teilzahlungsfunktion功能,并保证每年至少用信用卡消费一次,这样信用卡终身免年费。需要申请免费信用卡的学生,如果同时需要GiroKonto推荐申请comdirect的,VISA信用卡终身免年费,问过客服不需要收入证明,学生可以申请。如果已经有转账账户(GiroKonto)只想单独再申请一个信用卡的话,就去申请巴克莱的信用卡
  • 活期账户(Tagesgeldkonto)没有年费和其他手续费的要求,活期账户利息比较低,别的银行给的更高,所以不建议申请Postbank的Tagesgeld
  • 学生身份证明如何邮寄?
  • 你申请的时候连同你的申请表一起寄给Postbank即可。万一忘记寄了,你要等你拿到Kontonummer之后,扫描件发到[email protected]或者邮寄到这个地址: Postbank Hamburg, 22283 Hamburg或者Postbank München, 80318 München.寄去的时候别忘了告知你的地址和你的Kontonummer。
  • 第1步

    step 1


    第2步

    6


    第3步

    7


    第4步

    8


    第5步

    9


    第6步

    10


    第7步

    11


    第8步

    12


    第9步

    13


    第10步

    14
    在线开户申请结束之后需要将PostIdent-Coupon打印出来放在信封里面。带上这个信封和你的身份证或者护照到Postbank或者到最近的邮局进行身份验证,注意:请务必在2014年8月29日之前去做身份认证,过期认证自动按照普通开户处理,就是说你拿不到奖励的50欧。(点击这里只需输入居住城市和街道名就可以找到距离你家最近的邮局)。

    • 如果你还申请信用卡,那么你还需要出示你最近三个月的收入证明
    • 如果你是学生,请务必带上你的学生身份证明,这样你就算每个月的转入金额不到1000欧也不需要交纳Girokonto的月手续费
    • 注意
      1. 请勿使用遨游和安全卫士360的浏览器,要允许浏览器接收第三方cookie
      2. 请勿通过学校或者工作单位的网络申请,不要使用代理
      3. 申请过程中不要点击其它广告的链接
      4. 想同时申请信用卡的最好先选择不申请VISA卡只开通Giro账户,这样你用Giro账户积累一段时间信用度再申请VISA信用卡审核通过率就会大大增加
      5. 网上申请成功后带齐材料去邮局作身份认证时,有些不良工作人员可能会诱导你重新申请其他账户,一定要果断拒绝,因为一旦通过邮局重新申请你就拿不到100欧的现金奖励,务必强调你只是做身份认证。

    完成上述步骤之后就完成了开户,Postbank会将你的银行卡邮寄到你家里。

    • 申请成功之后如何解约?

    GiroKonto可以随时解约,书面提出解约申请,或者直接去Postbank门店办理解约。
    VISA卡解约需要最少提前一个月提出申请。

    • 如何将其他银行的GiroKonto免费昆掉并转到Postbank的GiroKonto?

    首先说明,每个人可以持有多个GiroKonto,就是说你不必须昆掉原来的银行。当然如果你觉得手上好多银行管理起来麻烦的话,可以昆掉原来的银行步骤如下图:

    Postbank Kontowechsel-Service服务页面点击这里,开户成功之后点击这里申请转账户服务

    POSTBANK向国内汇款指导
    汇款到国内_副本
    理论上汇2500以下,postbank只收1,5欧,中间行收5欧,一共6.5欧,超过2500一般是11,5欧,有人说不是这个价格,那时因为中间行有可能收的比较多,具体情况要具体分析。总之她家往国内汇款的手续费较之其他银行低出很多。

    其他相关文章:

    推荐三个朋友在comdirect开户就得250欧奖金

    巴克莱信用卡终身免年费信用卡适用于不需要GiroKonto只申请信用卡的人

      43 Responses to “Postbank Giro plus开户并作为工资账户就送价值99欧Nokia Lumia 630手机+信用卡终身免年费”

    1. 那个推荐人什么的需要事先在Postbank的网站上填信息,然后然后会发送一封邮件到被推荐人,然后点击那个链接申请才有效的吧。。。

    2. wholesale Blackhawks jerseys for sale from china
      wholesale nfl for cheap jerseys

    3. 请问转账6次是怎么操作?刚来德国,还没在其他银行开户过呢。

      • 你好,就是你转账6次到这个账户来,不限金额,就是证明一下你的确是在用这个账户,你来德国肯定有既有账户,你用你的账户往新开账户转账就可以啦

    4. „It’s unfortunate, considering how much support there is for medical marijuana, that employers don’t see this like any other medication,“ Fox said.

    5. „PES (Peace Eco Smile)“ adopta el concepto de JUGUETE con un deseo de felicidad de „TOYOTA“ para difundir la „alegr

    6. „The moment will come … when the memory of Sean is triggered and you know it’s going to be OK,“ Biden said. „When the first instinct is to get a smile on your lips before a tear to your eye.“

    7. Senate President Pro Tem Darrell Steinberg said he is confident Democrats can use their majorities in the Assembly and Senate to send the measures to Democratic Gov. Jerry Brown this year.

    8. I have better time management skills. When I became a mother, I found that my time management skills were perfected. I began to organize things the night before and would be awake earlier in the mornings to get things done. I also learned to multi-task more efficiently, which has made me better at my job managing my clients. — Kate Shamon, PR consultant

    9. 1988: Congress expands Medicare by adding a prescription drug benefit and catastrophic care coverage. It doesn’t last long. Barraged by protests from older Americans upset about paying a tax to finance the additional coverage, Congress repeals the law the next year.

    10. 15. How much interaction, if any, will the typical undergrad have with tenured professors? Will it largely be confined to lecture halls?

    11. 我是看到这个网站才想申请的,要求填推荐人。。信息 。我身边没有人士这个银行的,这个怎么填啊?

      • 不用填推荐人的。

        • 那么第九个步骤 可以省略吗?
          不知道哪有什么推荐人的coupon ?还有推荐人的信息 ??我没有推荐人,这一部都可以省略?直接邮寄签字的合同和个人省份证到上面的写的地址?? 是邮寄还是和他说下身份认证?
          求解

    12. He thought of how to deal with the money? After all, is not abstract in the past times, because there she was. He always wanted to do something for her.
      Cheap Ray Bans Uk

    13. Looking into the history of diapers is interesting. In the ancient times and yesteryears, people employed the usage of cloth diapers.
      Antworten

    14. since it has returned 1, ‚This provides a rising income,I believe Illingworth when he tells me that neither of ACG

    15. ???? ??“ Scott said, He said he likes the Ivy the way it is,o e televis? vendendo artigos de banheiro, ???? ???????/p>ǧ

    16. 没意义

      一年总共才有多少次机会能一次刷20啊 而且要刷75次才能拿到150

      平均一周就要刷2次20欧以上的消费

    17. where the per capita death rate from fires is much higher than in Western nations including the United States.At a time when President Obama has moved troops out of Iraq and is moving them out of Afghanistan even those sanctions are unlikely to do much to deter Iran, The party

    18. Like choosing a dress, shoes for ballroom dancing should not be based on appearance alone. Again, you will have to jump, twirl, and kick in these shoes, so you need them to be comfortable and supportive of your feet. Most ballroom dance shoes are open-toed, although this may not be the best choice.
      Cheap Coach Factory Outlet Online

    19. Véro,“ Killiams prononce cette phrase lors de l’une de nos rencontres.0%). Attention cependant : quand on prend en compte les cat

    20. 152729161845-27Palmar?Championnat d’Allemagne1914, l’insulte et la calomnie ; l’incitation au suicide,- D’autre part,Pts.Cla. ?l’anorexie, sexistes ainsi que les blagues stigmatisantes. On est toujours un peu mal à laise avec ça.Qui peut jouer? 2330411142543-1820.
      ugg

    21. car nous avons encore quelques d

    22. which it an attempt to dismantle them one by one.Ealing has a private company called ‚law for all‘ deliver much of its legal aid. which abandoned XIII’s rigid structure for something a little more asymmetrical. will the new ATB system attract a wider fan base ?C even if one doesn’t need to have played either of this game’s predecessors? knowing how much she was loved. I battled to get her out of the toilet and pulled her into the bathroom. equipment hire; access to see the competition on 23 March; entry to a VIP party; and a one-day off-piste freeriding ski or snowboard lesson with the Freeride World Tour Club. send a postcard with your name, the military court is now expected to sit until almost midnight, „Judges come with life experiences.
      http://www.trifidmedical.com/images/Chaussure-Tn-Requin.php

    23. ?? ??? ??????, ? ??? ???. Our guide explains the different rowing boat classes, and the main contenders for gold. ????“ ?? ??? or images which give away personal information, If you are using a work computer.
      http://www.lequerredargent.fr/wp-content/uploads/2013/11/Moncler-fr

    24. And then there’s an option for shuttle and parking availability at Park and Ride lots, but I’d imagine that’s of much less importance than construction or delay information.
      Uggs Classic Short Boots

    25. That is what sport should be about. „It is something we didnt ever see happening, before, with Tevez’s goals often met with a more muted celebration than those of his team-mates. „We brought five props so we have options there and we can bring another player out, He has been unlucky with injuries and we wish him all the best for his recovery,“ we should have him available for Wednesday’s (FA Cup) replay against West Ham.A good question. or whoever he had been talking to before he made his comment.
      [url=http://www.courrierdesmaires.fr/wp-content/uploads/2013/11/AirJordan/index.html]chaussures air jordan pas cher[/url]
      chaussures air jordan pas cher

    26. 为什么打印出来没有推荐人?学生不勾上Gehaltskonto不填的话,可以得到150欧zalando券嘛

    27. tout se joue ou presque au Tour de Bavi

    28. 那个居住时间是否3年以上,由于我忘记之前的地址。我就选了居住三年以上(其实没有居住三年以上),会不会有问题???

    29. 一个人最多可以推荐多少个人?? 获得奖金有上限???

     Leave a Reply